Purchasing a New Electric Vehicle in Florida: A Step-by-Step Guide

With the popularity of electric vehicles (EVs) on the rise, more Floridians are exploring how to purchase a new EV. The process may differ from buying a traditional gas-powered car, especially if you’re considering brands like Tesla, Rivian, or Lucid that use a direct-to-consumer (DTC) model. Here’s a step-by-step guide on what to expect when purchasing a new EV in Florida.

Step 1: Research EV Models and Incentives

Begin by researching different EV models to find one that fits your lifestyle, budget, and range needs. Consider factors such as battery range, charging options, and available features. Florida residents may also benefit from federal tax credits and possible state or local incentives, so it’s worth investigating potential savings. The U.S. Department of Energy website lists up-to-date incentives for EV purchases.

Step 2: Decide on the Purchase Method

Most EVs can be purchased directly from the manufacturer, especially brands like Tesla, Rivian, and Lucid. This DTC model eliminates dealership negotiations, as prices are set by the manufacturer. For other brands, such as Ford and Chevrolet, you can visit local dealerships in Florida to explore EV models like the Mustang Mach-E or Chevrolet Bolt.

Step 3: Configure and Order Your EV Online

If you’re buying through a DTC brand, visit the manufacturer’s website to configure your vehicle. You’ll select options like color, battery range, interior features, and any additional packages. Once configured, place your order and make an initial deposit. Expect to receive updates on the estimated delivery timeframe, which can vary based on model availability and demand.

Step 4: Arrange Financing and Payment

If financing, check with the manufacturer or your preferred bank or credit union for loan options. Many EV manufacturers offer financing directly through their websites, but you can also apply for a loan from a third-party lender. In Florida, some banks offer green loans specifically for eco-friendly vehicles, which may provide better rates.

Step 5: Prepare for Delivery or Pickup

Once your vehicle is ready, the manufacturer will contact you to arrange delivery or pickup. Most DTC brands offer delivery to your home, or you can pick up your vehicle at a designated service center (e.g., Tesla’s centers in Miami or Tampa). Traditional dealerships will typically arrange for an in-person pickup at the dealership.

Step 6: Register Your EV and Obtain Insurance

Upon delivery, you’ll need to register your EV with the Florida Department of Highway Safety and Motor Vehicles. Make sure to have insurance in place before registration. Note that some insurance providers offer discounts for EVs, so it’s worth asking about potential savings.

Step 7: Set Up a Home Charging Solution

If you haven’t already, consider installing a home charging station. Many EV owners in Florida opt for a Level 2 charger to make overnight charging more efficient. Consult a licensed electrician for safe installation.

Easier Than Expected

Buying an electric vehicle in Florida is a streamlined process, especially with DTC brands. By following these steps, you can enjoy a smooth transition to EV ownership, benefiting from eco-friendly technology tailored to your needs.